ARM-Powered Payment Innovation
Templado System has developed a next-generation payment gateway built entirely on ARM architecture, delivering a powerful combination of performance, efficiency, and scalability. Recognizing the limitations of traditional, resource-heavy infrastructure, we chose ARM as the foundation for our platform to meet the demands of today’s fast-paced digital economy.
ARM’s lightweight, high-efficiency design allows our gateway to process large volumes of transactions with lower power consumption and reduced hardware overhead. This makes our solution not only cost-effective but also highly adaptable — ideal for deployment in cloud environments, on-premises infrastructure, or hybrid models.
From real-time transaction processing to advanced fraud detection, every component of the Templado payment gateway is optimized to take full advantage of ARM’s strengths. The result is a secure, high-speed, and future-ready solution that empowers fintechs, merchants, and financial institutions to operate at scale — without the constraints of legacy systems.
ARM-Optimized Transaction Engine at the Core
At the heart of the Templado System payment gateway lies our custom-built transaction engine, meticulously optimized for ARM architecture. This engine is the core component that powers every transaction — from authorization and clearing to settlement and reporting — with exceptional speed, reliability, and efficiency.
Open and License-Free Architecture
Templado Payment Gateway is built entirely on a Linux-based platform, ensuring stability, performance, and broad compatibility. Our system uses MariaDB as its core database engine—an open-source, enterprise-grade solution free from commercial licensing fees.
The entire gateway is designed to run without reliance on any third-party proprietary licenses, giving our partners complete freedom, transparency, and cost efficiency in deployment and scaling.
Templado System Gateway: Flexible Multi-Merchant Support
Templado System Gateway is designed to support multiple merchant models, offering maximum flexibility for diverse business needs.
Direct Merchant
The Direct Merchant ID (DMID) model is a payment processing model in which a merchant has a direct relationship with a payment processor.
Under the DMID model, the merchant is typically required to obtain their own merchant account with a payment processor. The merchant account is linked to the DMID, which serves as a unique identifier for the merchant when processing transactions and settling funds.
Aggregation Merchant
The merchant aggregation model is a business model in which a company acts as an intermediary between multiple merchants and payment processor.
A Master Merchant ID (MMID) is a unique identifier assigned to an aggregator and all of its sub-merchants or merchants, who are working under the aggregator's umbrella.
Hybrid Merchant
In Hybrid model, Templado System allows to mix direct merchants and aggregation merchants.
Scalability
Templado System's payment gateway is designed for scalability and optimized to run on a wide range of processors—from ARM Cortex families to high-performance platforms like the 128-core Ampere Altra and Ampere Altra Max. Its scalable architecture allows the system to adapt seamlessly to different processor configurations and efficiently harness available processing power.
Tell us about your business and what solution you’re looking to launch. Let us know what customisations you would like to see in the finished product.
We will outline a technical solution and strategise implementation steps based on the information you have provided. We’ll get back to you with an offer tailored to match your needs.
Our technical team will progress the necessary development and integrations: connection to payment schemes, gate window and back office branding, merchant management tool configuration, etc.
For more in-depth information about our platform, architecture, and capabilities, we invite you to download our white papers.
These detailed documents provide technical insights, performance benchmarks, and deployment strategies to help you better understand how Templado System can support your business needs. Visit our Resources section to access the latest white papers.