Templado System | Hybrid Solution Payment gateway

Data Security and Compliance

Payment gateways deal with sensitive customer information and financial transactions, making security a top priority. Hybrid cloud on-premises deployment offers enhanced data security and compliance capabilities. Businesses can keep sensitive data and critical applications within their on-premises infrastructure, giving them greater control and visibility over their data. This control can help ensure compliance with industry regulations and data protection requirements. At the same time, they can leverage the additional security measures provided by cloud service providers for non-sensitive workloads or offsite data backups.

Cost Optimization

Hybrid cloud on-premises deployment enables businesses to optimize their costs by selectively utilizing cloud services for specific workloads. They can avoid the need for significant upfront investments in additional on-premises infrastructure by utilizing the scalability and pay-as-you-go model of the cloud for non-sensitive or temporary workloads. This approach allows businesses to balance their IT expenditures, reduce infrastructure costs, and allocate their resources more efficiently.

Geographical Reach

Hybrid cloud on-premises deployment allows businesses to extend their geographical reach without the need for establishing physical infrastructure in every location. By leveraging cloud services, businesses can deploy applications and services in different regions, closer to their target audience, or in regions where they have limited on-premises presence. This geographic flexibility enables businesses to provide faster and more responsive services to their customers, regardless of their location.

On-Premises Transaction Processing

Placing the transaction engine on-premises provides businesses with greater control over the processing of payment transactions. On-premises infrastructure can offer low-latency connections to point-of-sale systems, payment terminals, or other transaction sources. This proximity allows for faster transaction processing, reducing potential delays or latency issues that could arise when processing transactions over the internet.

In a payment processor hybrid deployment with the database on the cloud and the transaction engine on-premises, businesses can leverage the advantages of both cloud services and on-premises infrastructure.

Storing the payment processor's database on the cloud allows for easy scalability and accessibility. Cloud databases can accommodate large volumes of transaction data, and their scalability features ensure that businesses can handle increased transaction loads without worrying about capacity limitations. Additionally, cloud databases can be accessed remotely, enabling authorized personnel to retrieve and analyze payment data from anywhere with an internet connection.

Storing the database on the cloud eliminates the need for businesses to invest in and maintain their own on-premises database infrastructure. This can result in cost savings related to hardware procurement, maintenance, and software licensing. Cloud databases typically operate on a pay-as-you-go model, allowing businesses to scale their database usage and costs based on their actual needs.

Cloud databases often offer built-in redundancy and high availability features. They are designed to withstand failures and provide automated backups, data replication, and failover mechanisms. By utilizing a cloud database for payment data, businesses can ensure high availability and reliable disaster recovery capabilities, reducing the risk of downtime and data loss in case of unforeseen events.

In some cases, businesses may have specific data sovereignty or compliance requirements that mandate the storage and processing of payment data within a specific jurisdiction. By keeping the transaction engine on-premises, businesses can ensure that sensitive payment data remains within their controlled environment, adhering to local data privacy regulations and compliance frameworks.