ARM-Powered Payment Innovation

Templado System has developed a next-generation payment gateway built entirely on ARM architecture, delivering a powerful combination of performance, efficiency, and scalability. Recognizing the limitations of traditional, resource-heavy infrastructure, we chose ARM as the foundation for our platform to meet the demands of today's fast-paced digital economy.

Comparison of x86 (CISC) and ARM (RISC) architecture: design focus, instruction set style, performance, and ideal use cases.

ARM-Optimized Transaction Engine at the Core

At the heart of the Templado System payment gateway lies our custom-built transaction engine, meticulously optimized for ARM architecture. This engine is the core component that powers every transaction — from authorization and clearing to settlement and reporting — with exceptional speed, reliability, and efficiency.

Templado System technology stack: REST API, Apache, NGINX, MariaDB, ISO 8583, secure HTTPS, built on ARM Neoverse V2

ARM's lightweight, high-efficiency design allows our gateway to process large volumes of transactions with lower power consumption and reduced hardware overhead. This makes our solution not only cost-effective but also highly adaptable — ideal for deployment in cloud environments, on-premises infrastructure, or hybrid models.

From real-time transaction processing to advanced fraud detection, every component of the Templado payment gateway is optimized to take full advantage of ARM's strengths. The result is a secure, high-speed, and future-ready solution that empowers fintechs, merchants, and financial institutions to operate at scale — without the constraints of legacy systems.

Templado System Gateway: Flexible Multi-Merchant Support

Templado System Gateway is designed to support multiple merchant models, offering maximum flexibility for diverse business needs.

Direct Merchant flow: Direct Merchants connect to the Templado System Payment Gateway with merchant settlement and bank settlement.

Direct Merchant

The Direct Merchant ID (DMID) model is a payment processing model in which a merchant has a direct relationship with a payment processor. Under the DMID model, the merchant is typically required to obtain their own merchant account with a payment processor. The merchant account is linked to the DMID, which serves as a unique identifier for the merchant when processing transactions and settling funds.

Aggregation Merchant flow: Sub Merchants route through a Master Merchant to the Templado System Payment Gateway, with merchant and bank settlement.

Aggregation Merchant

The merchant aggregation model is a business model in which a company acts as an intermediary between multiple merchants and payment processor. A Master Merchant ID (MMID) is a unique identifier assigned to an aggregator and all of its sub-merchants or merchants, who are working under the aggregator's umbrella.

Hybrid Merchant flow: Sub Merchants and Direct Merchants both route to the Templado System Payment Gateway, mixing aggregation and direct models.

Hybrid Merchant

In Hybrid model, Templado System allows to mix direct merchants and aggregation merchants.

Scalability

Templado System's payment gateway is designed for scalability and optimized to run on a wide range of processors—from ARM Cortex families to high-performance platforms like the 128-core Ampere Altra and Ampere Altra Max. Its scalable architecture allows the system to adapt seamlessly to different processor configurations and efficiently harness available processing power.

ARM Cortex edge / IoT ARM Neoverse cloud-native AWS Graviton hyperscale cloud Ampere Altra Max 128-core

Tell us about your business and what solution you're looking to launch. Let us know what customisations you would like to see in the finished product.

We will outline a technical solution and strategise implementation steps based on the information you have provided. We'll get back to you with an offer tailored to match your needs.

Our technical team will progress the necessary development and integrations: connection to payment schemes, gate window and back office branding, merchant management tool configuration, etc.

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For more in-depth information about our platform, architecture, and capabilities, we invite you to download our white papers.

These detailed documents provide technical insights, performance benchmarks, and deployment strategies to help you better understand how Templado System can support your business needs. Visit our Resources section to access the latest white papers.

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